"We've noticed that most car owners purchased their car insurances for the sake of renewing their Roadtax without knowing the benefits or disadvantages..."
Over the past 10 years in the car insurance industry in Sabah, we noticed that most car owners purchased their car insurance for the sake of renewing their Roadtax without knowing the benefits or disadvantages of their car insurance policy!
Do you feel that way?
When choosing an Agent, you should ensure that he/she is local, experienced and ever ready to serve you when an insurance claim arise.
With that being said, here are 5 reasons why you need a car insurance Agent:
1. Type of coverage you're getting
Your Agent will advise you the suitable type of insurance coverage for your car, for example, Comprehensive or Third Party, Fire and Theft coverage.
2. The right Sum Insured Amount
Your Agent will advise you the most suitable Sum Insured amount based on the Market Value of your car at the time of renewal (VERY IMPORTANT to get the lowest possible insurance premium)
3. Free add-ons coverage
You will be made aware of the FREE additional benefits which are usually:
free towing services in case of breakdown or accident
all driver package
Your Agent may advise you to add on Personal Accident coverage (for long distance driving occupation) or Flood Damage coverage (for flood prone areas), however, upon your approval.
4. Renewal & delivery of Roadtax
Your Agent SHOULD assist you to renew and deliver your car Roadtax inclusive of your car insurance renewal. They may charge you a runner/delivery fee, but hey!, you're free from all the hassle of lining up at the post office or JPJ 😁
Well, at least at Atur, we definitely renew your Roadtax for you! (talking about FULL SERVICE 😮).
5. Claims assistance & consultation
In the event of an accident, your Agent WILL assist you in the insurance claims procedures until your car has been fully repaired and collected by you.
If your current Agent does not, well..... we think it's time you come with us! (we're not mean, we promise!).
All in all, we at Atur, ensure the services above so that our customers can have a peace of mind.
Phew! Great work reading through all that. Congrats!
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